Why do you CAP NCB @12 years?!!!

M3POWERBOY

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So I’ve been driving since 1994 had no accidents or claims etc

I’d built up 25 years of NCB when I went with you nearly 2 years ago but you ‘capped’ it at 12 years

I’ve now gone to another insurer who accept 22 years plus and you will only give me 12 years back!

There’s is a additional discounts for 12-22 years so I want my NCB that I’ve built up

What happens now because I’m getting nowhere on the phone as you are working from home and I can’t talk to a manager!

Absolute ****show!
 

M3POWERBOY

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Thankyou for the reply!!!

I’ve heard nothing from the guy on the phone
Nothing from the insurance company I was with with Sky (was promised you will be contacting them to get my NCB!)

And nothing on here!

Absolutely bloody useless!!!!

I’ve done all the legwork and my current insurer have been great! Weren’t impressed with you lot though!
 
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stuartk

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So I’ve been driving since 1994 had no accidents or claims etc

I’d built up 25 years of NCB when I went with you nearly 2 years ago but you ‘capped’ it at 12 years

I’ve now gone to another insurer who accept 22 years plus and you will only give me 12 years back!

There’s is a additional discounts for 12-22 years so I want my NCB that I’ve built up

What happens now because I’m getting nowhere on the phone as you are working from home and I can’t talk to a manager!

Absolute ****show!

One thing that I’ve learnt with insurers is they are robbing bastards without a care in the world for customers.

Industry of crooks.
 

M3POWERBOY

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Yep tbh Sky/Safely Insured are pretty bloody useless-

Still waiting to hear from the old Insurance company with my NCB!

My current insurers have sorted it for me now though- they have done the legwork and have confirmed I have 25 years
 

Lofty

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I had around 25 years NCD until I insured with More Than, when I left them they only gave me 10 years proof so now even though I haven't claimed for over 30 years I’ve only got about 13/14 years proof.
 

M3POWERBOY

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I had around 25 years NCD until I insured with More Than, when I left them they only gave me 10 years proof so now even though I haven't claimed for over 30 years I’ve only got about 13/14 years proof.

I would’ve taken it further as that’s completely wrong!
 

Safely Insured

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Hi, apologies that you did not receive a response here. As is the case with the vast majority of insurers/brokers, the maximum amount that is recognised is usually 9/10 years or so. This is because there is not typically an extra premium discount for having NCB over that amount.

However, should the customer request it, we will provide a letter stating what the NCB amount should actually be.

But I will stress that this practise is certainly not unique to Safely Insured.

If there are any other issues, please email us at the address in our signature.
 

YMBF80

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So I’ve been driving since 1994 had no accidents or claims etc

I’d built up 25 years of NCB when I went with you nearly 2 years ago but you ‘capped’ it at 12 years

I’ve now gone to another insurer who accept 22 years plus and you will only give me 12 years back!

There’s is a additional discounts for 12-22 years so I want my NCB that I’ve built up

What happens now because I’m getting nowhere on the phone as you are working from home and I can’t talk to a manager!

Absolute ****show!

Churchill, I think, did the same to me, capped at 5 when I had earned about 8. When I moved insurers they said essentially the 3 years built when Churchill were theres and they wouldn't tell the other insurer I actually had 8 years, had to make a massive complaint to get my additional 3 years of NCB.
 

toiletduck

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It's all a crock of **** anyway, I recently insured a Cayman for £300 (not with this company) with zero NCD (because it's on the M4), but I quoted with 13y NCD and the price (on comparison websites) went down to £270.... ****ing 10% discount for no claims in 13 years.
 

YMBF80

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It's all a crock of **** anyway, I recently insured a Cayman for £300 (not with this company) with zero NCD (because it's on the M4), but I quoted with 13y NCD and the price (on comparison websites) went down to £270.... ****ing 10% discount for no claims in 13 years.

Load of sh1t really mate! Robbing bastards.
 

Morph7

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I’ve got a few mates who all work in car insurance. A few years back one of them told me that typically the maximum number of years NCB recognised by the industry which would have an impact to a policy is 9 years. I guess different insurance companies can treat it differently but there’s a few bits of info online which tie in to this and as mentioned above.
 

M3POWERBOY

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I’ve got a few mates who all work in car insurance. A few years back one of them told me that typically the maximum number of years NCB recognised by the industry which would have an impact to a policy is 9 years. I guess different insurance companies can treat it differently but there’s a few bits of info online which tie in to this and as mentioned above.

True - what happens though if your NCB aren’t protected and you make a claim on the capped 9 years (when you have 25+ years) you will drop to 6-7 years

Bloody con!!!
 

Morph7

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True - what happens though if your NCB aren’t protected and you make a claim on the capped 9 years (when you have 25+ years) you will drop to 6-7 years

Bloody con!!!

Yeah agreed mate. It doesn’t stop it being a rip off.
 

M3POWERBOY

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Cancelled the policy this was connected too as sold car-and got the full 22 NCB in writing straight away from Esure - great service
 

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