Postcode is bad!

Discussion in 'Insurance' started by smoody, Aug 27, 2018.

  1. 27 Aug 2018 at 12:41 PM #1
    smoody

    smoody A mere Chipper

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    Help! :eek:

    Ive just moved house to a lovely area with a nice secure garage that only has access via a private road! my problem is I checked my postcode for insurance group and it is THE worst band possible, and I mean the bottom! Band F out of F. I couldn't figure it out as around me the house value is high and lovely houses with nice surroundings and low crime rate in this neighborhood.

    I then proceeded to buy a nice new table, found that it was also within my area code... ohh dear... it seems im on one edge of my postcode whilst on the opposite end is a complete pit of council terror.

    has anyone ever appealed their postcode or such? my actual local area and all surroundings are brilliant! but it seems my code stretches just that bit too far and is brought down massively.

    it has went up almost double!
     
  2. 27 Aug 2018 at 12:55 PM #2
    smoody

    smoody A mere Chipper

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    just checked with my friend who lives 1/4 a mile away from me and his postcode insurance group is D, that's two levels better for 1/4 of a mile!
     
  3. 27 Aug 2018 at 4:03 PM #3
    Chrisyboi

    Chrisyboi Achieved official socks

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    Iv also thought this, just moved to a lovely area in congleton and my postcode is down as high risk. My house is a new build and only built in 2017
     
  4. 27 Aug 2018 at 4:18 PM #4
    E46CoupeM3

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    Almost every postcode in Crewe is a lower risk than Chester.....

    ..... maybe it's claim value and nothing worth stealing in some areas
     
  5. 19 Sep 2018 at 11:58 PM #5
    rbutuninq

    rbutuninq On the path

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    Hi mate
    If you don't mind....

    What car...
    Your age...
    Ncb...

    How much you pay for insurance?....what you're using ?

    Thanks
     
  6. 22 Sep 2018 at 9:02 PM #6
    smoody

    smoody A mere Chipper

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    my insurance is about £1050 at this address! that's with mods declared too.
    it should be around 5-600 :eek:
     
  7. 23 Sep 2018 at 5:01 PM #7
    rbutuninq

    rbutuninq On the path

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    Still good
    Im 31 with 9ncb and have 1700 on e92 m3 london
     
  8. 5 Oct 2018 at 1:06 AM #8
    DJonmotors

    DJonmotors On the path

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    That's sickening - I thought I had it bad at £800 for 33, 10yr NCB in SW London.

    DJ
     

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