The only quotes to come in under £500 are: LV £363, Nationwide @ £390 and Flux Direct @ £490 All the others either won't insure or shoot up to over £1000. I'm none too keen on renewing with LV as the excess is £400 with a £190 windscreen excess (seriously? might as well not bother...) Even Flux has £450 excess but a more reasonable windscreen cover. Taking off the spacers and loads of quotes under £500, e.g. Hastings £288, 1st Central, Insure Pink, Nationwide, Sure Thing, Auto net, Tesco, Elephant, Admiral, Masterquote... Some of these with more reasonable £250 excesses. This is from just one operatic price comparison site. Looks like another year of no spacers. I would accept it if the mod was in any way going to impact the car's performance, desirability, value, etc etc... but if I bought a set of standard size 19's with different offsets, nobody would give a damn. Seems crazy to settle for a lesser policy, with a price increase that outweighs the price of the spacers. Not just that, but the increase in excess is more than the price of the things. So they kill you up-front with a charge, then effectively refuse to cover them if they did get damaged. Sharks. The lot of 'em Anyone got any suggestions before I pull the pin on keeping it stock for another year?