Been shopping around for insurance for an e46 M3, and the best price I've got so far is £800 for fully comp with protected NCB, and that's with Keith Michaels (underwritten by Highway LV). I'm 37, have no claims in last 5 years, and the car would be parked on a drive. However, I'm in Manchester, which I think is the main reason for the high cost! Anyway, a lot of insurers I called said they only insured things like M3s as 2nd cars. So initially I discounted all of those, but now my girlfriend might be buying a cheap daily runaround when the lockdown is over, so just wondering what the requirements are for these types of classic policies, if anyone happens to know? Can I just be insured on the other car? Or do I have to be the main driver? Or maybe do I have to be the owner/registered keeper on the logbook? And does the car have to reside at my home address? (we live separately at the moment but will be living together next year). Best case scenario would be I would just be insured on the runaround, and it was kept at her place! Cheers for any advice.