M3 - 2012 registered - Comp Pack, DCT, fully loaded, no mods. Value £40,000 Insurance quote: £833, £500 excess, 6000 miles per year. Includes 5 track days per year. Just decided to try CompareTheMarket for a laugh as I felt the quote was high. It's come back with £324 on the same terms with the exception of no track day cover. Which I could no doubt take out separately should I need it. Are CCI just trying to put me off renewing with them? What's everybody else using for track day cover because I don't fancy taking a car of this value onto a track without it?