Insurance for e92

Discussion in 'E90 Saloon / E92 Coupe / E93 Convertible M3 (2008-2013)' started by DGirv93, Oct 2, 2019.

Tags:
  1. 2 Oct 2019 at 7:56 PM #1
    DGirv93

    DGirv93 A mere Chipper

    Joined:
    Sep 20, 2019
    Messages:
    3
    Likes Received:
    0
    Trophy Points:
    1
    Your Motor:
    Ford fiesta
    Greetings fellow M3 enthusiasts!

    This is my first post on here.

    I'm lucky enough to be in the position to buy an e92 on pistonheads/autotrader etc, however the snag with me is I only passed my driving test back in April this year. Sky insurance require 2 years driving before any quotes are given. Does anyone have any other provider that could insure me? I'm over 25 now so hopefully that will help.

    Thanks in advance

    Dan
     
  2. 2 Oct 2019 at 8:03 PM #2
    mooreyy82

    mooreyy82 A mere Chipper

    Joined:
    Feb 23, 2016
    Messages:
    47
    Likes Received:
    11
    Trophy Points:
    8
    Location:
    Edinburgh
    Your Motor:
    2012 e92 m3
    Colour Combo:
    Red
    Comparison sites would be your best try to see what pops up.
     
    hakhan22 likes this.
  3. 2 Oct 2019 at 8:12 PM #3
    hakhan22

    hakhan22 On the path

    Joined:
    Aug 30, 2018
    Messages:
    109
    Likes Received:
    17
    Trophy Points:
    18
    Location:
    South London
    Your Motor:
    2013 BMW M3 LCI
    Colour Combo:
    Jerez Schwarz Metallic / Novillo Schwarz Leather Interior
    Welcome to m3cutters @DGirv93!

    +1 to @mooreyy82 suggestion

    Good luck with the car search is a very good time to buy!
     
  4. 2 Oct 2019 at 8:54 PM #4
    Fry

    Fry A mere Chipper

    Joined:
    Jun 8, 2019
    Messages:
    16
    Likes Received:
    33
    Trophy Points:
    13
    Your Motor:
    E92 M3 Dakar Edition
    Definitely comparison sites are the way to go. Was with admiral and a quote through them directly was £1500+ then got a quote from them through gocompare and it was £950 ish, I’m 25 myself, it’s all a massive con of course.
     
    hakhan22 likes this.
  5. 2 Oct 2019 at 8:57 PM #5
    hakhan22

    hakhan22 On the path

    Joined:
    Aug 30, 2018
    Messages:
    109
    Likes Received:
    17
    Trophy Points:
    18
    Location:
    South London
    Your Motor:
    2013 BMW M3 LCI
    Colour Combo:
    Jerez Schwarz Metallic / Novillo Schwarz Leather Interior
    I read something about renewing exactly 21 days before your renewal will get you the cheapest quote from Martin Lewis and always change insurer as renewing with the same insurer is always more expensive
     
  6. 2 Oct 2019 at 8:59 PM #6
    DAN@ADRIAN

    [email protected] Sponsor

    Joined:
    Dec 12, 2009
    Messages:
    272
    Likes Received:
    11
    Trophy Points:
    18
    Your Motor:
    m3
    Hi.
    Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.
    Regards,
    Dan.
     
    DGirv93 likes this.
  7. 3 Oct 2019 at 8:59 AM #7
    Twiglet

    Twiglet Wearing official underwear

    Joined:
    Jan 25, 2018
    Messages:
    277
    Likes Received:
    46
    Trophy Points:
    28
    Your Motor:
    BMW M3 E92 2013
    Colour Combo:
    Alpine White / Black
    ClassicLineInsurance was by far the lowest quote I've had. They are not on comparison websites.

    Just to give you an idea, I'm 27, live in East London and I pay £1440 a year for a '15 E63s that's lowered, wrapped, aftermarket wheels and remapped, all declared. The M3 before it with a Stage 2 declared was £1320.

    If the car is older than 5 years for an additonal £24 they will give you agreed valuation as well. Basically, you tell them what it's worth and based on photos showing condition of car, they will either accept the price worth or suggest a different value, higher or lower.

    Or as above, give Adrian Flux a try. You could also sign up to LLFCard for £2.99/month and use their Up to 15% discount with Adrian Flux. ;)
     
  8. 3 Oct 2019 at 12:50 PM #8
    Theone8181

    Theone8181 Achieved official socks

    Joined:
    Jun 20, 2017
    Messages:
    655
    Likes Received:
    32
    Trophy Points:
    28
    Your Motor:
    E92 M3
    Don't they have quite a low limit on mileage?
     
  9. 3 Oct 2019 at 5:26 PM #9
    Jamie250

    Jamie250 On the path

    Joined:
    Jun 15, 2019
    Messages:
    57
    Likes Received:
    14
    Trophy Points:
    8
    Your Motor:
    Megane RS250
    A Plan we're considerably cheaper than anyone else for me
     
  10. 3 Oct 2019 at 10:36 PM #10
    Jag Grewal

    Jag Grewal A mere Chipper

    Joined:
    Jan 13, 2019
    Messages:
    16
    Likes Received:
    3
    Trophy Points:
    3
    Your Motor:
    2008 BMW M3
    Consider Bell’s black box policy. I had a RRS 3.0 SDV6 which cost me £890 in year 1 and thought it was a waste of time when they gave me £27 Back after 3 months driving and return of the box. At the end of year they quoted £450 and all the comparison site suggested £800+!!!

    Switched to my E90 2008 M3 in Dec 2018 and paying £355 this year since May.

    Of course the caveat is you need to drive like miss daisy during those first 3 months but it pays off in the long run. My estimate is I’ve saved over £1000 over 3 years:beer:
     
  11. 3 Oct 2019 at 11:08 PM #11
    M3Sham

    M3Sham A mere Chipper

    Joined:
    Jul 11, 2018
    Messages:
    22
    Likes Received:
    2
    Trophy Points:
    3
    Your Motor:
    2005 M3
    Try some of the ones not comparison sites too. Like Direct Line. They only require history for 3 years and not 5 like all the comparison sites if you’ve had accidents etc
     
  12. 4 Oct 2019 at 8:14 PM #12
    M2Nel

    M2Nel Wearing official underwear

    Joined:
    May 20, 2018
    Messages:
    236
    Likes Received:
    29
    Trophy Points:
    28
    Location:
    Northwest
    Your Motor:
    M3
    I was Paying £950 a year for my VW Amarok with Pace Ward they did the Amarok and M3 for £1025 all in
     
  13. 13 Oct 2019 at 12:08 AM #13
    Damien

    Damien A mere Chipper

    Joined:
    Feb 14, 2019
    Messages:
    38
    Likes Received:
    14
    Trophy Points:
    8
    Location:
    Stoke on trent
    Your Motor:
    2008 m3
    Colour Combo:
    Black
    +1 for classic line, unsure on mileage as mines not a daily so only insured for 10k anyway
     
  14. 13 Oct 2019 at 2:35 AM #14
    Slarty

    Slarty Achieved official socks

    Joined:
    Sep 6, 2014
    Messages:
    1,278
    Likes Received:
    32
    Trophy Points:
    48
    Location:
    Essex.....Ish
    Your Motor:
    2008 E92 M3
    Colour Combo:
    Jerez black / Palladium silver
    Went through the comparison sites this year and Hastings direct quoted me £390 so I went with them. Previous insurers couldn't even get close.
     
  15. 13 Oct 2019 at 3:58 PM #15
    DavidEvans

    DavidEvans A mere Chipper

    Joined:
    Aug 5, 2019
    Messages:
    5
    Likes Received:
    1
    Trophy Points:
    3
    Your Motor:
    2008 E92 M3 Coupe
    I’m with Hastings who seemed to give me the best quote by far although I’m only 22 - it’s something like £1100.

    The one thing that I did note as previously mentioned in this thread is that when I set the start date to circa 2 weeks in advance it reduced the premium by £150. What a con!
     
  16. 14 Oct 2019 at 12:03 PM #16
    Steve B

    Steve B Achieved official socks

    Joined:
    Sep 26, 2012
    Messages:
    871
    Likes Received:
    16
    Trophy Points:
    18
    Location:
    Stevenage, Herts
    Your Motor:
    2011 M3 Competition
    Colour Combo:
    White
    I always reinsure 3-4 weeks in advance as stated previously. I have a 2006 Mini GP, Clio and E92 Comp Pack all on 1 policy which is just under £900 (I’m 45 no claims etc, driving 28 years)
     

Users Who Are Viewing This Thread (Users: 0, Guests: 1)

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice