Discussion in '1M and M2' started by stig, Jul 2, 2018.

  1. 2 Jul 2018 at 1:59 PM #1

    stig On the path

    Sep 22, 2013
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    Your Motor:
    2009 E90 M3 Manual
    Colour Combo:
    Space grey, Red fox Leather
    As usual Bmw are asking for an extortionate amount for gap insurance
    Have been recommended

    Anyone used them or had to make a claim with them?

    Or can anyone recommend a good reputable company for gap
    Insurance if god forbid i ever need to use it i dont want to have any problems or issues

    Thanks in advance
  2. 2 Jul 2018 at 2:14 PM #2

    MaximumBob Achieved official socks

    Feb 11, 2014
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    Your Motor:
    2017 M4 CP
    I used for my current car.
    Did my usual due diligence and didn't come up with anything odd.
    If you are getting a brand new spanker most decent insurance will give you a new replacement within the first 12 months.
    Then you can take out gap for a further 3 years (or whatever) just before the first year is up.
    Last edited: Jul 2, 2018
  3. 2 Jul 2018 at 7:14 PM #3
    M Fifty

    M Fifty Achieved official socks

    May 30, 2016
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    Your Motor:
    2017 M2, 2002 330ci, 2003 M3 (deceased)
    As above. On a previous car, I showed up for Hand Over, to be greeted by the Finance Manager attempting to strong arm me into taking out their Gap Insurance. I had to say NO several times and make a point of reading the full T&Cs before they went away.

    I mentioned this to the salesman on a subsequent car and pointed out how much the Which? recommended Gap Insurer had quoted me for the £54k car I was purchasing (£139 for 2 years, starting 12 months after purchase...). I asked how much his Finance Manager might try to charge me for similar cover. £875.

    Never buy this from the Main Dealer (nor wheel/tyre insurance, any kind of upholstery or paint protection...)

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