Classic Car Insurance

Discussion in 'Insurance' started by Cuttah, Nov 28, 2013.

  1. 28 Nov 2013 at 1:56 PM #1
    Cuttah

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    Has anyone been able to get an E36 M3 insured on a classic car policy?
     
  2. 28 Nov 2013 at 2:01 PM #2
    j3nks79

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    I had an E46 M3 with Classicline so Id guess they would do a E36
     
  3. 28 Nov 2013 at 2:03 PM #3
    rvbush

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    Yes, I'm with Classicline Insurance or Rugby. Can't remember how much it is though, but it isn't much (there again I'm old).
     
  4. 28 Nov 2013 at 2:12 PM #4
    tathan

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    I'm with Footman James, is about 280 quid fully comp with recovery. Bargain doesn't even come close...
     
  5. 28 Nov 2013 at 2:54 PM #5
    steviet865

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    Yes E36 Classic Line £330 comp I seem to remember. London area, it is a very good price.
     
  6. 28 Nov 2013 at 3:43 PM #6
    DXB

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    You will not build up discount with a classic policy. Just in case you didn't know.
     
  7. 28 Nov 2013 at 4:02 PM #7
    tathan

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    You can't use it as your primary insurance either usually (i.e. you have to have another car) so the NCB shouldn't be a massive problem :)
     
  8. 28 Nov 2013 at 4:11 PM #8
    SkyInsurance

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    There's a few other restrictions usually as well, eg needs to be a second car, limited mileage, garaged, no or few mods etc
     
  9. 28 Nov 2013 at 4:19 PM #9
    E36jay

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    My e36 m3 was with footmanjames the first year and classic line the second think it has to be a second car tho on limited mileage classic line say you can build up no claims with them.
    First years insurance was £350
    Second was £387 with mods declared
    Someone told me as long as the BMW is 10 years old or older it can go on classic insurance
     
  10. 29 Nov 2013 at 2:41 AM #10
    Cuttah

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    Thanks all, that's most helpful.

    I would have the M3 as a 2nd car and on limited mileage and tried Flux's, Performance Direct and 2Gether as I have had them all on previous classics / kit cars.

    All said to me that a '97 M3 wasn't old enough for a clasic policy (they are often around £120), and I was getting quotes all in the region of £550.00 - that being with 3 pts, 0% no claims (still on the Daewoo) and 3k miles.

    I passed on an M3 I quite liked at the weekend because of the quotes, so good to have these others to try.
     
  11. 29 Nov 2013 at 6:39 AM #11
    newstuart

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    Have you looked at removing the ncd from the Daewoo and using it on the m3 ? The ncd % discount should be worth more on the m3 I woukd imagine
     
  12. 29 Nov 2013 at 2:04 PM #12
    Cuttah

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    Yes I did Stuart, but I need the Daewoo to do the majority miles so insurance costs worked out pretty similar.

    If I don't have any success with the other companies, it just means I go a bit longer before purchase.
     
  13. 29 Nov 2013 at 3:48 PM #13
    J Briggs

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    try admiral or churchill on the multi car policy. £550 on my 2002 M3 conv... in London, but we have no claims / conv ever.. no garage ..350 excess, 7/8k a yr miles..
    cheaper online btw other car 323i bm...

    FOOTMAN NO QUOTE, FLUX AND CLASSICLINE WAS 1000 QUID LOL < semi classic..
    dec 2013 price
     
    Last edited: Nov 29, 2013
  14. 29 Nov 2013 at 3:57 PM #14
    J Briggs

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    Sky was a grand + last year too.. :(
     
  15. 1 Dec 2013 at 3:39 PM #15
    STI to M3

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    Seeing as this is as close as you'll ever get to owning any sort of M3...why not try imaginaryinsurancedirect.....

    [​IMG]
     
  16. 1 Dec 2013 at 5:25 PM #16
    MMTM3

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  17. 3 Dec 2013 at 6:10 AM #17
    donutboy

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    Give rh classic insurance a call.
    I've had a 97 golf vr6 insured with them a few years ago.
    I've also had mk1 golfs, mk2 golfs inc a rallye. 59 beetle and currently my 1950 ford f-1 pick up.
    The pick up is £88 a year fully comp!
    The beetle was £63! Lol
     
  18. 3 Dec 2013 at 6:11 AM #18
    donutboy

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    Ooh and you'll get free salvage retention with them.
    If you write the car off, you get payed out and get to keep it.
     

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