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Old 5th January 2018, 09:43 PM   #1
zulfario94
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Default No specialists will quote me

I bought my e46 m3 at the end of September, since then it has been garaged due to winter and not wanting to lose out on an additional NCB and current insure wouldn't change vehicle over.
The cars got minor mods in my eyes, uprated brakes, suspension refresh with a less than 5cm drop on the springs it's on and the Geoff steel airbox.
I'm 23 will have 4 years(touch wood) ncb and have had my licence for 6 years. I've now tried multiple specialist but none will even quote me? For my age I've had reasonably competitive results from comparison sites around the 2k mark but just wondering why the specialists can't give me any quotes and is there any way to get it lower. Would you put the car back to standard?

Cheers

Ali
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Old 6th January 2018, 01:13 AM   #2
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The specialists bumped me from 350year to 2k on renewal. Ended up with a rugular company for the 350 by forgetting the specialists.

For some reason they don't want to know like they did back in the day, I say **** em, their loss
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Old 18th January 2018, 06:01 AM   #3
Jayjay8900
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I used to insure my gtr with Keith Michaels ( group 20), it was never more than 500, i did have 8yrs ncb, ask for Patrick, he's the man,good luck.
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Old 18th January 2018, 07:08 AM   #4
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Have you tried CCI?
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Old 18th January 2018, 07:44 PM   #5
zulfario94
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Already tried kieth Michael's and they won't insure me with the mods on it. But thanks for the reply.

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I used to insure my gtr with Keith Michaels ( group 20), it was never more than 500, i did have 8yrs ncb, ask for Patrick, he's the man,good luck.
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Old 18th January 2018, 07:46 PM   #6
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Not tried CCI will have a google now. Insurance isn't due till April but I like to get a ballpark figure in mind. I know it's going to be expensive being 23 with a modified m3 but 2k+ is expensive when 300+bhp isn't even fast anymore when there's golf capable of this power etc.
Are CCI reputable, are you insured with them.

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Have you tried CCI?
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Old 18th January 2018, 07:56 PM   #7
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Give sky insurance a call. Been OK for the past few years
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Old 18th January 2018, 08:35 PM   #8
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Won't quote me buddy and the advisor I spoke to last time wasn't any help and a bit rude if I'm honest.

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Give sky insurance a call. Been OK for the past few years
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Old 18th January 2018, 08:36 PM   #9
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Just try admiral or someone you will be surprised
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Old 18th January 2018, 08:45 PM   #10
zulfario94
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I will try them, just everyone usually recommends specialists as they are meant to be better than normal insurers. Yet it seems I'm getting judged on age and car before even being considered for a quote. Thanks anyway will see how I get on.
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Just try admiral or someone you will be surprised
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Old 18th January 2018, 08:47 PM   #11
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Get a quote online, save it, then ring up and say "but I have these mods" and see what happens
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Old 18th January 2018, 09:14 PM   #12
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ClassicLine all mods declared and agreed value, however I am a fair bit older tan you! Never less worth a try.
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Old 18th January 2018, 09:41 PM   #13
zulfario94
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Again would not quote the car for some reason may try again as this was last year around December if that had anything to do with it. Hoping it comes down as 2k+ is a bit steep but I'm beginning to come to terms with it now.

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ClassicLine all mods declared and agreed value, however I am a fair bit older tan you! Never less worth a try.
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