The M3cutters - UK BMW M3 Group Forum
 

Go Back   The M3cutters - UK BMW M3 Group Forum > M3cutters Garage > Insurance



Reply
 
Thread Tools Display Modes
Old 20th April 2017, 09:19 AM   #1
ClawHammer
Rocking a new hat
 
ClawHammer's Avatar
 
Join Date: Apr 2016
Posts: 451
Car: BMW M4 Convertible SS/SS
Default Sky Insurance - waste of time

Following on from my previous post "Adrian Flux - waste of time" I've just contacted Sky Insurance who required a tracker but couldn't come close to my renewal quote from Direct Line even with a tracker. They didn't actually give me a figure for the quote.

I asked what it is that's bumping the premiums up and was told it was literally the value of the car. I'd estimated the value to be 50k so I guess this means Sky are unable to insure cars of this value or higher. Like AF, this is wasting forum members time. Their advert should state they can only offer competitive insurance on vehicles valued under 50k or whatever their limit is. That's another 20 minutes wasted on the phone
ClawHammer is offline   Reply With Quote
Sponsored links
Old 20th April 2017, 11:15 AM   #2
XKaLiBaR
Site Sponsor
 
XKaLiBaR's Avatar
 
Join Date: Oct 2009
Location: London
Posts: 10,931
Car: E46 M3 Manual
Colour Combo: Red/Red
Default

Comes down to location and how many times insurance companies have had fraudulent claims. We have to pay for their mistakes, if you live in that area. At the same time they increase the premiums every year. Its a win win scenario for insurance companies.
They are completely above the law. If they wanted to go bomb iraq, they can make up an excuse and do it, but someone else already beat them to it. lol
XKaLiBaR is offline   Reply With Quote
Old 20th April 2017, 11:20 AM   #3
Hopz121
Achieved official socks
 
Hopz121's Avatar
 
Join Date: Dec 2015
Location: Guildford
Posts: 1,294
Car: 2004 BMW M3 Manual
Colour Combo: Silver Grey with Grey leather
Default

Try Chrisknott buddy
Hopz121 is offline   Reply With Quote
Old 20th April 2017, 12:40 PM   #4
SkyInsurance
Site Sponsor
 
SkyInsurance's Avatar
 
Join Date: Mar 2009
Posts: 700
Car: E64 650i
Default

Sorry to hear you were unable to obtain a quote from us.

We do not display our criteria because it can change, and potentially change frequently. And each risk is judged on its own merit. Also, we can insure cars worth 50k. In fact, we do not have an upper value limit.

I'm also disappointed that the call took 20 minutes. Typically, we provide quotes and advice far, far quicker than that.

Please PM your name and postcode so I can investigate and provide an update.

Cheers,

Alex
SkyInsurance is offline   Reply With Quote
Old 20th April 2017, 01:50 PM   #5
ClawHammer
Rocking a new hat
 
ClawHammer's Avatar
 
Join Date: Apr 2016
Posts: 451
Car: BMW M4 Convertible SS/SS
Default

Quote:
Originally Posted by SkyInsurance View Post
Sorry to hear you were unable to obtain a quote from us.

We do not display our criteria because it can change, and potentially change frequently. And each risk is judged on its own merit. Also, we can insure cars worth 50k. In fact, we do not have an upper value limit.

I'm also disappointed that the call took 20 minutes. Typically, we provide quotes and advice far, far quicker than that.

Please PM your name and postcode so I can investigate and provide an update.

Cheers,

Alex
PM Sent
ClawHammer is offline   Reply With Quote
Old 20th April 2017, 01:51 PM   #6
ClawHammer
Rocking a new hat
 
ClawHammer's Avatar
 
Join Date: Apr 2016
Posts: 451
Car: BMW M4 Convertible SS/SS
Default

Quote:
Originally Posted by Hopz121 View Post
Try Chrisknott buddy
Thanks. I did complete their online form this morning and am awaiting a response. I will give them a call now and chase up as insurance is due on 22nd.
Cheers.
ClawHammer is offline   Reply With Quote
Old 20th April 2017, 02:55 PM   #7
ClawHammer
Rocking a new hat
 
ClawHammer's Avatar
 
Join Date: Apr 2016
Posts: 451
Car: BMW M4 Convertible SS/SS
Default

Quote:
Originally Posted by ClawHammer View Post
Thanks. I did complete their online form this morning and am awaiting a response. I will give them a call now and chase up as insurance is due on 22nd.
Cheers.
Chris Knott are also unable to get below 1k. It's weird as the so called "performance car insurance specialists" are the ones struggling with this. It's almost like you have to be young and have a heavily modded car for them to give you a descent quote.
ClawHammer is offline   Reply With Quote
Old 20th April 2017, 03:05 PM   #8
XKaLiBaR
Site Sponsor
 
XKaLiBaR's Avatar
 
Join Date: Oct 2009
Location: London
Posts: 10,931
Car: E46 M3 Manual
Colour Combo: Red/Red
Default

Quote:
Originally Posted by ClawHammer View Post
Chris Knott are also unable to get below 1k. It's weird as the so called "performance car insurance specialists" are the ones struggling with this. It's almost like you have to be young and have a heavily modded car for them to give you a descent quote.
It should be based on how many years you have been driving a high performance car, and if you've had any accidents. Nothing else matters really.
XKaLiBaR is offline   Reply With Quote
Old 1st November 2017, 01:07 PM   #9
Adamantium
Achieved official socks
 
Adamantium's Avatar
 
Join Date: Jul 2012
Posts: 807
Car: Audi Q5 3.0TDi, Audi A5 3.0TDi Cab, BMW E46 M3
Default

Been on hold now for 30 mins. I just want a bloody quote on a multicar policy.
Adamantium is offline   Reply With Quote
Old 1st November 2017, 01:58 PM   #10
GUVNOR
Rocking a new hat
 
GUVNOR's Avatar
 
Join Date: Aug 2010
Posts: 536
Car: E92 M3
Default

Most the Soo called specialists are a waste of time and always quote stupid prices
Try 1st central mate they decent
GUVNOR is offline   Reply With Quote
Reply

Bookmarks


Thread Tools
Display Modes



All times are GMT. The time now is 05:33 PM.


This website uses cookies. By continuing to use the site you are agreeing to our use of cookies. To find out more about the cookies this website uses, click here.

Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.
Copyright © 2007 - 2014 M3cutters. All Rights Reserved.